Proudly Offering these Insurance Products

For over 40 years, we have been providing premier specialty insurance to businesses and commercial transportation companies across the United States.

Auto Rental — Coverages for independent and franchised rental car agencies, as well as auto repair and collision shops renting vehicles

Auto Repair and Service Businesses — Coverages for mechanic and automotive service shops (NY only) 

Commercial Excess Automobile Liability — Coverages for qualified trucking businesses, general commercial and public auto companies

Commercial Explosives — Coverages for manufacturers, distributors, transporters and/or users of commercial explosives

Contractors — Coverages for artisan, installation, and service trades professionals (CT, NY, PA only)

Dealer and Transporter Plates — Coverages for auto sales and transport businesses (CT, NY, PA only) 

Delivery and Service Businesses — Coverages for delivery drivers and service companies (CT, NJ, NY, PA only) 

Driving Schools – Commercial — Coverages for driver training schools focusing on the operation of trucks, tractor trailers, and buses 

Driving Schools – Private Passenger and Mixed Fleet — Coverages for private passenger and mixed fleet driving school vehicles (CT, NJ, NY, PA only) 

Food and Catering Businesses — Coverages for food and catering companies (CT, NJ, NY, PA only)

Limousine — Coverages for companies operating sedan, sport utility and stretch limousines

Local and Intermediate Trucking — Coverages for motor carriers who operate within a 300-mile maximum radius (CT, NJ, NY, PA only)

Long-Haul Trucking — Coverages for owner-operators and small fleets (1-9 units) engaged in intermediate to long distance trucking

Mobile Equipment — Coverages for companies that use mobile machinery (CT, NJ, NY, PA only)

Motorcoach, School Bus, and Transit Bus — Coverages for motorcoaches and intercity, municipal, and school buses

Tow Trucks Coverages for towing companies operating within a 300-mile maximum radius (CT, NJ, NY, PA only)

Used Car Dealerships — Coverages for used car dealers (NY only)

Vanpool — Coverages for vanpool fleets and children’s transportation operators


“We’ve been Lancer customers since 1989. One of the things that impressed us way back and still impresses us today is Lancer’s emphasis on accident prevention.”
— Archie & Patricia Cauley, Cauley Coach, Inc., St. Albans, NY