COMMERCIAL TRUCKING INSURANCE THAT POWERS YOUR FLEET FORWARD
Operating a trucking company over local to intermediate routes means your fleet is always in motion—whether it’s running office supplies from New Haven to Hartford or hauling organic produce from South Jersey into midtown Manhattan. But every mile introduces new risks that can threaten your company’s financial stability.
At Lancer, we provide the commercial truck fleet insurance you need to protect your vehicles, drivers, and bottom line. With decades of experience serving local and intermediate carriers throughout Connecticut, New Jersey, New York, and Pennsylvania, we understand the challenges you face—and know how to keep your business moving forward.
Whether you're a for-hire or private carrier, becoming a Lancer commercial trucking insurance policyholder is a smart decision. Our commercial truck fleet insurance products are offered exclusively through independent agents and brokers, ensuring you receive personalized attention and advice. Get started by completing our brief online commercial truck fleet insurance questionnaire, asking your broker to contact us, or reaching out to our local and intermediate trucking insurance team to connect with a Lancer-approved producer near you.
If you're an independent agent or broker seeking reliable commercial trucking insurance coverage for your clients, let’s talk. Contact our local and intermediate trucking insurance team about becoming a Lancer producer.
COMMERCIAL TRUCK FLEET INSURANCE COVERAGES
Local and intermediate trucking businesses—from dry van to reefer operations—trust Lancer’s rock-solid commercial truck fleet insurance for financial security and peace of mind. Your business deserves the same dependable commercial trucking insurance coverage.
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MOTOR CARRIER LIABILITY
Motor carrier liability insurance provides essential protection when a driver is at fault in an accident involving one of your trucks. It includes:
- Bodily injury (BI) liability – Covers medical and injury-related expenses for others
- Property damage (PD) liability – Pays for damage done to others' property or vehicles
Additional motor carrier insurance options may be available, including:
- Personal injury protection (PIP) – Helps pay medical expenses for your drivers, regardless of fault
- Uninsured/underinsured motorist (UM/UIM) – Protects you if an at-fault driver can’t fully cover the injuries or damages they cause
MOTOR CARRIER PHYSICAL DAMAGE
Your trucks are the backbone of your business. Physical damage coverage helps protect them with:
- Collision – Covers damage from accidents involving other vehicles or stationary objects
- Comprehensive – Pays for damage from theft, fire, vandalism, or natural disasters
TRUCKING OPERATIONS WE INSURE
When your trucks keep commerce moving, you need commercial trucking insurance tough enough to do the same. We provide AM Best A (Excellent) rated coverage for the following types of carriers in Connecticut, New Jersey, New York, and Pennsylvania:
Local truckers (50-mile radius)
Intermediate truckers (up to 300-mile radius)
Warehouse-to-warehouse delivery
Need protection for interstate long-haul trucking operations instead? Lancer has you covered. We offer a wide range of products designed specifically for owner-operators and small fleets that exceed a radius of 300 miles on a regular basis. Get in touch with our long-haul trucking insurance team today.
VEHICLES WE INSURE
Our commercial truck fleet insurance covers the vehicles that power local and intermediate motor carriers—trucks and truck/tractor trailer combinations such as:
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- Beverage trucks
- City delivery trucks
- Conventional vans
- Day cabs
- Furniture trucks
- Large walk-Ins
- Refrigerated vans
- And more!
POLICYHOLDER BENEFITS
Choosing Lancer means more than just top-notch commercial truck fleet insurance coverage. You’ll gain access to complimentary tools and services that help you stay safe, compliant, and prepared—every mile of the way.
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Here’s a snapshot of the commercial trucking insurance resources available:
- User friendly accident and claim reporting aids
- SafetyLink Hotline, offering risk management and DOT regulatory guidance
- Safety Stop, your trusted source for loss prevention tips, compliance updates, and best practices
- 24/7 access to driver training videos to keep your team sharp
- Business Resource Hub, a comprehensive library to help support your daily operations
- Natural Disaster Preparedness materials focused on risk mitigation and building resilience against severe weather
- Industry-leading loss control services tailored to reduce risk, enhance regulatory efforts, and keep your business goals on track
AROUND-THE-CLOCK CLAIMS SUPPORT
If an accident happens, the most trusted truck claims team in the industry is available 24/7/365 through our toll-free claims hotline. Our skilled adjusters manage claims quickly, efficiently, and fairly—so you are back on the road fast!
Plus, our Loss Recovery Program helps you recover downtime and out-of-pocket expenses, including your deductible, when another party is at fault—at no extra cost.
PROTECT YOUR TRUCKS TODAY
You’ve worked hard to build your trucking business—now protect it with Lancer’s trusted commercial truck fleet insurance.
Request a commercial trucking insurance quote today.
MORE COMMERCIAL TRUCKING INSURANCE WE OFFER
Do you operate on a long-haul basis? No worries! Lancer offers a broad suite of insurance products and services tailored to owner operators and small fleets that exceed a radius of 300 miles on a regular basis. Contact our long-haul trucking insurance team to get started.
““Lancer’s risk management team does an extraordinary job of helping my clients implement a program to help them reduce their risk and improve their operations!””
