COMMERCIAL AUTO INSURANCE THAT KEEPS YOUR BUSINESS IN DRIVE
Whether you are teaching teens in cars and SUVs or preparing future drivers to operate a passenger automobile, bus, or truck, your vehicles are always in motion. But that increased time on the road comes with greater risk. One incident involving a training vehicle can lead to serious financial setbacks for your driving school.
At Lancer, we provide the commercial auto insurance you need to safeguard your vehicles, instructors, students, and bottom line. With decades of experience serving both private passenger and mixed fleet driving schools across Connecticut, New Jersey, New York, and Pennsylvania, we understand the unique risks you face and know how to keep your vehicles—and business—moving forward.
Our driving school insurance products are offered exclusively through independent agents and brokers, ensuring you receive local expertise and personalized advice. To get started, complete our brief online questionnaire, ask your insurance broker to contact us, or reach out to our passenger and mixed fleet driving school insurance team for a Lancer-approved producer near you.
If you’re an independent agent or broker looking for passenger and mixed fleet driving school insurance for your clients, we would love to hear from you. Contact our passenger and mixed fleet driving school insurance team about becoming a Lancer producer.
COMMERCIAL AUTO INSURANCE FOR DRIVING SCHOOLS
Passenger and mixed fleet driving schools—from single locations to multiple training facilities—rely on Lancer’s commercial auto insurance for peace of mind and financial security. And you can take advantage of our dependable driving school insurance coverage for your vehicles.
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COMMERCIAL AUTO LIABILITY
Commercial auto liability insurance provides essential protection if a training vehicle—driven by you, an instructor, or a student—is involved in an at-fault accident. Coverage includes:
- Bodily injury (BI) liability – Helps pay for medical expenses and injury-related costs incurred by others
- Property damage (PD) liability – Pays for damage caused to someone else’s property or vehicles
Additional coverages are available, where applicable, including:
- Personal injury protection (PIP) – Covers medical expenses and related costs for you and your passengers, regardless of who caused the accident
- Uninsured/underinsured motorist (UM/UIM) – Provides protection if your vehicle is struck by a driver with insufficient or no insurance
COMMERCIAL AUTO PHYSICAL DAMAGE
When it comes to training vehicles, protecting them is an absolute must. Physical damage coverage helps safeguard your fleet with:
- Collision – Pays to repair or replace your vehicle after an accident involving another vehicle or object
- Comprehensive – Helps cover non-collision events like theft, fire, vandalism, and weather-related damage
DRIVING SCHOOLS WE INSURE
When you put students behind the wheel of your vehicles, you need driving school insurance that goes the extra mile. We offer AM Best A (Excellent) rated coverage tailored for the unique risks of:
Private passenger driving schools – Cars, SUVs, vans, pick-up trucks
Mixed fleet driving schools – Any combination of passenger and commercial vehicles (i.e., buses, mobile equipment, class A tractor trailers, class B trucks)
Not sure where your business fits in? Give us a call or request a passenger and mixed fleet driving school insurance quote online.
If your driving school is exclusively dedicated to CDL instruction, we can help with that too. We offer top-tier insurance solutions for certified schools training future commercial drivers of trucks, tractor trailers, and buses. Contact our commercial driving school insurance team for more information.
POLICYHOLDER BENEFITS
Choosing the right driving school insurance is about more than just strong coverage—it’s about support that fuels your business. As a Lancer policyholder, you gain access to a suite of value-added resources to help your passenger or mixed fleet driving school operate safely, efficiently, and with confidence.
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Here’s a quick look at some of the complimentary tools and services available to you:
- Convenient accident and claim reporting aids
- SafetyLink Hotline for guidance on DOT regulations and loss control topics
- Safety Stop, your go-to blog packed with insights on loss prevention and regulatory updates
- 24/7 online driver training videos offering practical tips and safe driving techniques
- Business Resource Hub, a comprehensive library to help support daily operations
- Natural Disaster Preparedness materials focused on risk mitigation and improving resilience against extreme weather events
- Industry-leading loss control services aimed at minimizing risk, reducing loss costs, and keeping business goals on track
AROUND-THE-CLOCK CLAIMS SUPPORT
Accidents can happen anytime, which is why our dedicated commercial auto claims team is available 24/7/365 via our toll-free claims hotline. Our experienced adjusters manage claims quickly, fairly, and efficiently—so you can stay focused on training your students without interruption.
And with our Loss Recovery Program, you can recover out-of-pocket and downtime expenses, including your deductible, when another party is at fault for an accident—all at no extra cost to you.
PROTECT YOUR BUSINESS VEHICLES TODAY
Your training vehicles are essential to your success. Protect them—along with your instructors, students, and reputation—with commercial auto insurance from Lancer.
MORE DRIVING SCHOOL INSURANCE WE OFFER
Do you focus exclusively on CDL training? Lancer offers premier insurance for driving schools preparing the next generation of commercial drivers for successful careers operating trucks, tractor trailers, and buses. Contact our commercial driving school insurance team to learn more.
““Lancer’s risk management team does an extraordinary job of helping my clients implement a program to help them reduce their risk and improve their operations!””
