COMMERCIAL AUTO INSURANCE THAT DELIVERS—JUST LIKE YOU DO
When you operate a delivery or service business, your vehicles are always in motion. But with all that time spent on the road comes increased exposure to accidents. Just one incident involving a company vehicle could lead to major financial setbacks.
That's why you need commercial auto protection from the company that knows the ins and outs of delivery insurance like nobody else. With decades of experience serving delivery and service companies throughout Connecticut, New Jersey, New York, and Pennsylvania, we know how to keep your business moving along.
Whether you're delivering furniture, distributing medical equipment, cleaning carpets, or hauling building material, becoming a Lancer policyholder is a smart choice. We offer our delivery insurance products exclusively through independent agents and brokers, ensuring you receive local expertise and personalized advice. To get started, complete our quick online delivery insurance questionnaire, ask your broker to contact us, or call our delivery and service business insurance team for a Lancer-approved producer near you.
If you’re an independent agent or broker looking for box truck insurance, cargo van insurance, moving truck insurance, or courier van insurance for your clients, we encourage you to reach out. Contact our delivery and service business insurance team about becoming a Lancer producer.
COMMERCIAL AUTO INSURANCE FOR DELIVERY DRIVERS
Delivery and service professionals—from couriers to auto parts distributors, window cleaners to event equipment rental companies—rely on Lancer’s commercial auto insurance for peace of mind and financial security. Your business can benefit from the same dependable protection.
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COMMERCIAL AUTO LIABILITY
Commercial auto liability insurance protects your delivery or service-related business if you or an employee causes an accident while driving a company vehicle for work, and includes:
- Bodily injury liability (BI) – Helps cover other parties' medical bills and injury-related expenses
- Property damage liability (PD) – Pays for damage caused to others' property or vehicles
You may also be eligible for:
- Personal injury protection (PIP) – Covers medical expenses for your drivers, no matter who caused the accident
- Uninsured/underinsured motorist (UM/UIM) – Offers protection for accidents caused by other drivers with no or insufficient insurance
COMMERCIAL AUTO PHYSICAL DAMAGE
Your business vehicles are the backbone of your delivery and service operations. Physical damage coverage helps protect them with:
- Collision – Pays to repair or replace your vehicle if it is damaged in an accident with other vehicles or objects
- Comprehensive – Helps cover non-collision events like theft, fire, vandalism, and weather-related damage
DELIVERY AND SERVICE BUSINESSES WE INSURE
When your business makes deliveries or service calls, you need commercial auto insurance that keeps up. We provide AM Best A (Excellent) rated coverage for a broad array of delivery and service businesses, including:
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- Appliance delivery
- Auto parts distributors
- Carpet cleaners
- Courier services
- Event equipment rental companies
- Furniture delivery
- Household movers
- Wholesale florists
- Window cleaning services
- And more!
Don’t see your business type listed? Give us a call or request a delivery insurance quote online.
VEHICLES WE INSURE
Whether you need box truck insurance, cargo van insurance, moving truck insurance, or courier van insurance, you’ve come to the right place. We offer protection for a wide range of vehicles used in the delivery and service industries, such as:
Box trucks
Cargo vans
Heavy trucks
Moving trucks
Pickups
Step vans
And more!
POLICYHOLDER BENEFITS
The right delivery insurance does more than protect your vehicles—it supports your business every step of the way. With Lancer, you gain access to valuable resources that help keep your operations safe, compliant, and running smoothly.
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Here's a snapshot of some of the complimentary tools and services we provide:
- Easy-to-use accident and claim reporting aids
- SafetyLink Hotline an exclusive service that offers guidance on loss control topics and DOT regulations
- Safety Stop, your go-to blog for insights on loss prevention, risk management best practices, and regulatory updates
- Online driver training videos to keep your drivers road ready
- Business Resource Hub to help you safeguard your vehicles and employees, maintain FMCSA compliance, and enhance operations
- Natural Disaster Preparedness materials focused on risk mitigation and improving operational resilience
- Top-tier loss control services aimed at managing risk, boosting regulatory compliance, and keeping business goals on track
AROUND-THE-CLOCK CLAIMS SUPPORT
In the event of an accident, you'll have the claims support you need 24/7/365. Our experienced adjusters will manage your claim promptly, fairly, and efficiently—so you can get back to making deliveries and service calls without missing a beat.
What’s more, our Loss Recovery Program helps you recover out-of-pocket and downtime expenses, including your deductible, when someone else is at fault for your loss...at no additional cost to you.
PROTECT YOUR BUSINESS VEHICLES TODAY
Your vehicles are essential to running your delivery or service operation. Protect them, your drivers, and your company with commercial auto insurance from Lancer.
““Lancer’s risk management team does an extraordinary job of helping my clients implement a program to help them reduce their risk and improve their operations!””
