TOW TRUCK INSURANCE THAT’S ALWAYS ON CALL
When you run a towing business, your trucks are the lifeblood of your operations, handling everything from roadside rescues to crash cleanup to vehicle transport. But every call comes with risk. If an accident happens on the job, your company could face serious financial consequences.
Fortunately, you're in the right place. At Lancer, we offer commercial auto insurance with pulling power. With decades of experience serving towing operations across Connecticut, New Jersey, New York, and Pennsylvania, we know how to keep your tow trucks protected and your business rolling along.
Becoming a Lancer tow truck insurance policyholder is a smart move. We offer our towing company insurance exclusively through independent agents and brokers, so you receive local expertise and personalized advice. To get started, complete our brief towing insurance questionnaire, ask your broker to contact us, or reach out to our tow truck insurance team for a Lancer-approved producer near you.
If you’re an independent agent or broker interested in offering Lancer’s towing insurance to your clients, let’s talk. Contact our tow truck insurance team about becoming a Lancer producer.
COMMERCIAL AUTO INSURANCE FOR TOW TRUCKS
Tow truck companies, from independent operators to fleet owners, trust Lancer’s AM Best A (Excellent) rated coverage for financial security and peace of mind. You can experience that confidence too, knowing your livelihood is protected.
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COMMERCIAL AUTO LIABILITY
Commercial auto liability insurance protects your business if you or an employee causes an accident while driving a company tow truck for work, and includes:
- Bodily injury liability (BI) – Pays for medical expenses and related costs for injuries to others
- Property damage liability (PD) – Covers damage to someone else’s vehicle or property
Additional towing company insurance coverages include (where applicable):
- Personal injury protection (PIP) – Helps pay for medical and related expenses for you and your passengers, regardless of fault
- Uninsured/underinsured motorist (UM/UIM) – Protects you if you’re hit by a driver with no or insufficient insurance
COMMERCIAL AUTO PHYSICAL DAMAGE
Your tow trucks are mission critical. Physical damage coverage helps protect them with:
- Collision – Pays to fix or replace your vehicle if it’s damaged in a crash
- Comprehensive – Covers theft, fire, vandalism, and other non-collision events
ON-HOOK TOWING
Towing someone else’s vehicle comes with serious responsibility—and risk. On-hook towing protects that vehicle against accidents, fire, theft, or vandalism while it’s in your care, custody, or control. It safeguards both your customer’s property and your business.
TOWING BUSINESSES WE INSURE
Towing demands hard work and quick response—and your tow truck insurance needs to be just as dependable. We provide commercial auto insurance for a wide range of towing operations, including:
Auto auction haulers
Auto repair and collision shops
Auto club contractors
Auto dealerships
Private towing companies
Roadside assistance providers
And more!
Don’t see your specialty? Contact us or request a towing insurance quote online.
VEHICLES WE INSURE
At Lancer, we protect the essential vehicles tow operators use every day, including:
Flatbed trucks
Hook and chain trucks
Wheel-lift tow trucks
And more!
POLICYHOLDER BENEFITS
Lancer tow truck insurance policyholders receive more than just top-notch coverages. We provide complimentary tools and services to help support your business.
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Here are some of the valuable towing company insurance resources we provide:
- Easy-to-use accident and claim reporting aids
- SafetyLink Hotline that provides answers on loss control topics and DOT regulations
- Safety Stop, our blog with best practices to reduce losses and boost compliance
- 24/7 online driver training videos to keep your drivers sharp
- Business Resource Hub to help you stay compliant with FMCSA regulations and manage your business successfully
- Natural Disaster Preparedness materials aimed at mitigating risk and strengthening operational resilience
- Dedicated loss control services focused on managing risk, enhancing regulatory compliance, and keeping business goals on track
AROUND-THE-CLOCK CLAIMS SUPPORT
In the event of an accident, our experienced adjusters are available 24/7/365 to manage your towing company insurance claim quickly and fairly so you can get back to helping customers—fast!
Plus, our Loss Recovery Program helps you recover downtime and out-of-pocket expenses, including your deductible, when someone else is at fault—at no extra cost.
PROTECT YOUR TOW TRUCKS TODAY
Your tow trucks are more than just vehicles—they’re your business. Protect them, your drivers, and your future with tow truck insurance from Lancer.
Request a tow truck insurance quote today.
MORE TOWING COMPANY INSURANCE WE OFFER
AUTO REPAIR SHOP INSURANCE (AVAILABLE IN NY ONLY)
If you own an auto repair shop, a collision center, or a specialized automotive service facility, our garage insurance can help protect your business against daily risks. Contact our auto repair and service business insurance team to learn more.
CAR RENTAL BUSINESS INSURANCE
Do you offer free loaner cars to your auto repair or collision shop customers? Let us show you how to transform those vehicles into profit-producing rentals, complete with rental fleet insurance to safeguard your assets. Talk to our car rental company insurance team for details.
““Lancer’s risk management team does an extraordinary job of helping my clients implement a program to help them reduce their risk and improve their operations!””
