Limousine Insurance


Whether you operate classic stretch limousines, luxury SUVs, limo buses or motorcoaches, we know there's a lot riding on your business. So, when it's time to hit the road, you should feel confident you have the best insurance possible riding alongside you.

Fortunately, you've come to the right place. We offer exceptional coverage and a broad range of value-added services that can only come from decades of experience serving limousine business owners just like you.

To become one of our valued customers, please complete our quick online questionnaire or have your broker call us. Or, contact our Limousine division today for a Lancer-approved agent or broker near you.

If you are a producer and interested in representing one of the premier commercial insurance carriers in the United States, please contact us today.



As a business owner, you want to protect your livelihood against unforeseen accidents. We offer the coverages you need to safeguard your customers, vehicles and hard-earned corporate reputation.

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Commercial Auto

Bodily Injury and Property Damage Liability
Even the best — and most well-trained — chauffeurs suffer mishaps. Bodily injury and property damage coverage can compensate those injured in an accident involving an insured vehicle, or pay for damages to another vehicle.

We can accommodate your limousine company's needs with up to $5 million Combined Single Limit (CSL) in bodily injury and property damage coverage.

The following liability coverages are also available, where applicable:

Physical Damage (Specified Perils & Collision)
When your limousine goes bump in the night (or day), our physical damage coverage will get it repaired and back in money-making service ASAP.

Physical damage coverage includes:

Garage Liability

If your limousine business includes a garage or repair facility, we've got you covered — with limits up to $1 million CSL.

General Liability

General liability coverage protects other critical components of your business, including your facility, office areas, parking areas, outside storage facilities and vacant land. We offer a wide range of coverage and limit options, and can help you decide what's best for your business.


Choosing the right insurer for your limousine business is an important decision. After all, it's your livelihood. In addition to the proper coverages, a great insurer will provide you with value-added services to reduce costs and improve the quality and safety of your operation.

Not surprisingly, we do that — and have been doing so for limousine operators since 1988.

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Here's a glimpse into what we offer:

Of course, if trouble comes along while you're on the road, we'll be there for you 24/7/365. With decades of practical knowledge gained by serving limousine customers like you, we know how essential it is for you to quickly get back to serving your customers.

And, with our Loss Recovery Program, our claim experts will assist you with recovering out-of-pocket and down-time expenses, including your deductible, when others are at fault for your absolutely no cost to you.

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"When we have a claim, I can count on Lancer to handle it quickly. After an accident, my Lancer reps know that our top priority is getting our car back on the road. I've had adjusters show up the next day to authorize repairs, with checks to vendors following promptly. And Lancer's Loss Recovery Program quickly gets us compensated for our vehicle downtime. With Lancer, I always get straight answers, competence and efficiency. That saves us time and money and makes me look good as a general manager."

James Ells, General Manager
Avalon Transportation
San Francisco, CA

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