Motorcoach, School Bus & Transit Bus Insurance

Motorcoach, School Bus & Transit Bus

Perhaps you've heard Lancer is the nation's #1 motorcoach and bus insurer. Maybe you're impressed with the finest customer service and claims handling the industry has to offer. Either way, insuring your bus fleet with "The Bus Guys" is a wise decision.

Whether your business relies on luxury motorcoaches, school buses, intercity or transit buses, Lancer can provide you with the protection you need to keep those trips running smoothly.

To see whether Lancer is a good fit for your insurance needs, please complete our quick online questionnaire or contact our Motorcoach, School Bus & Transit Bus division today to find a Lancer agent or broker near you.

If you are a producer and interested in representing one of the premier commercial insurance carriers in the United States, please contact us today.



More motorcoach and bus operators place their trust in Lancer than any other insurance company. You too can count on us for the coverages and policy limits you need to protect your passengers, vehicles and hard-earned reputation.

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Commercial Auto

Bodily Injury and Property Damage Liability
Even the best — and most well-trained — drivers suffer mishaps. Bodily injury and property damage coverage can compensate those injured in an accident involving an insured vehicle, or pay for damages to another vehicle.

We can accommodate your bus operation's needs with up to $5 million Combined Single Limit (CSL) in bodily injury and property damage coverage. (Please inquire should you require higher limits.)

The following liability coverages are also available, where applicable:

Physical Damage (Specified Perils & Collision)
When your vehicles are your livelihood, we know how devastating an accident can be. Our physical damage experts will get your vehicle repaired and back in money-making!

Physical damage coverage includes:

Garage Liability

If your bus operation includes a garage or repair facility, we've got you covered — with limits up to $1 million CSL.

Garagekeepers Legal Liability

Garagekeepers legal liability coverage is designed for business owners who need protection when vehicles, other than their own, are left in their care, custody and control. We can provide you with the coverage limits you need at a price you can afford.

General Liability

General liability coverage protects other critical components of your business, including your facility, office areas, parking areas, outside storage facilities and vacant land. We offer a wide range of coverage and limit options, and can help you decide what's best for your business.


With Lancer, you're getting the best value for your dollar. Not only do you receive competitive rates and comprehensive coverage, but unlimited access to a wealth of information to help you run a safer and more profitable business. Here's a glimpse into the value-added services we offer:

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In the event of an accident, you'll have the expertise, resources and support you need right by your side...24/7/365. With decades of practical knowledge in the bus industry, we know how essential it is for you to quickly get back to serving your customers.

And, with our Loss Recovery Program, our claim experts will assist you with recovering out-of-pocket and down-time expenses, including your deductible, when others are at fault for your absolutely no cost to you.

Service Center Login

Login to your existing Lancer Service Center account. If you are accessing our site for the first time, register now.

"My experience with Lancer has always been good. One call to Lancer and we know we are going to get help, and we're going to get it quickly."

Barbara Bayer, GM
Woodlawn Motorcoach
Baltimore, MD

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